Skip to main content

About Our Agency

Hammond Insurance Services provides comprehensive insurance options.

We are your trusted independent insurance agency.

Home » About Our Agency

Your family, your business, and your possessions are all important to you, but you may not know how to best protect them. We have the experience to navigate the unique risks you face, serving as your insurance advisor.

About Us

Founded in 1983 under the guidance of Roger Hammond in Staunton, VA, Hammond Insurance Services has been operating as one of the top insurance providers in Virginia. Over the last 35+ years, we have expanded to offer services from four Virginia offices serving clients in over ten states while maintaining the traditional family values we were once founded upon.

Homepage - Shops in Virginia With Glass Display Windows and Brick Facades, Leaves and Pumpkins Lining the Road

As a family-owned, independent agency established by two hardworking friends and their families, Hammond Insurance Services shared a vision to become a dependable, local business that the local community can count on. And to this day, we still aim to be the local establishment that you can trust to protect your most treasured assets.


years’ established


Virginia Locations


top-rated carriers

Our History

Hammond Insurance Services dates back to April 1983. Dain T. Hammond’s father Roger Hammond and a buddy of his, Eugene “Chip” Foster (1950-2003) decided to venture out on their own as partners to start an independent insurance agency, Hammond & Foster.

Building up the business.

Dain’s grandfather gave them a small loan, and with their living room promptly converted from the TV room to the office. The TV, couch, and recliner were replaced with folding tables, filing cabinets, and phone lines strewn across the floor. Growing up in an apple orchard, Dain and his three brothers worked the orchard for sustenance while their dad and Chip built the business.

The early years were tough.

When they could afford a real office, Roger moved a cot in with them. Dain remembers answering the house phone at odd hours for folks who had just gotten into an accident or whose house was on fire. A really special treat would be when he got to ride out in the middle of the night with his dad Roger.

The comforter.

They would go to meet a family while their house still smoldering or meet families who were standing in three feet of water. As unfortunate as the losses were, Dain was proud to be there watching his father play the role of the insurance guy. The person who rushed in to make everything all right, or at the very least, help to start rebuilding. He considered his father the comforter that would tell a business owner or a family that it’s going to be okay—”we got this.”

About Our Agency - Car Driving On a Winding Road Overlooking a Small Town in Virginia, The Blue Ridge Mountains in the Distance

Get Started Today

As an independent agency, we are here to help you find the right coverage.

Get a Quote

The Advantage of an Independent Agency Working for You

What makes our independent agency different?

  • Personalized insurance solutions.
  • Friendly, knowledgeable service.
  • Building trusted relationships.
Find Out How

Get the power of choice when it comes to finding the right insurance for your situation. We offer a wide variety of policies and price points to choose from.


Rely on us to simplify the insurance process, from advising you on your risks and solutions, to advocating on your behalf to the insurance company.


Count on us to be there for you every step of the way with personable and professional service so you always have the right coverage for your insurance needs.

Our Mission Statement

At Hammond Insurance Services, it is our mission to have the knowledge to best serve our clients. We’ll help you find the most fitting coverage for you.

  Request an Insurance Quote

As an independent agency, we are here to help you find the right coverage.

  • Please do not include sensitive, private information in this area.
  • This field is for validation purposes and should be left unchanged.

Get a Quote

It only takes a minute to get started.

  • Fill out the form, we’ll be in touch.
  • Go over your options with an agent.
  • Get the coverage you need.

Would you rather discuss this in person? Get in touch with an agent today!